I hate being singled out…
I am in a really bad mood today. My first irritation? I wanted to put a scanner on a faster PC so I started playing with the configuration and have screwed up the monitor settings. I think it is simply a matter of syncing the monitor and accelerator card — but I have been playing with this since noon.
Then– I get a letter from one of my credit card providers– telling me my APR will be going up at the end of December by 4 points. I am someone that pays more than the monthly minimum and basically uses credit when absolutely necessary. My APR on that card had been falling over the last couple of years and is now under 6%. It is going to be just under 10%, if I decide to keep the card. This made me even madder. So angry– I was ready to write to the bank and CC the FBI/DOJ about unfair credit practices– thinking I was being singled out. It turns out– I am not.
I did some research and found this article. I hope credit card companies try hard to remember that good customers like me– should not keep paying for the mistakes of others. The bad thing? Over the summer my credit card company offered to freeze my rate. I wish now I had taken it. I gambled wrong. I thought my rates would keep falling. I think the credit crisis is really taking a toll.
By the way– that cake is really good.