Credit at a distance
Recently, the annual percentage rate on one of my credit cards was reduced by a whole percentage point. When I bought my first place I studied credit and how it worked. A lot has changed since then and I am still learning the little tricks creditors use to establish credit worthiness and the rates they charge for the use of credit.
Credit is also an issue as related to security clearances. I will never have to worry about another security clearance check as I will never work for the US government in any capacity, however I will continue to monitor my credit ratings.
I was thinking about creating a little widget for the WiredPages Reference page that would allow credit users to determine the amount of interest based on credit used, apr and payment.